Jewellery & Watches Insurance

When insuring your jewellery, watches and other valuables, there is a key question to ask any prospective insurer: “How will my claim be settled?”.

Standard insurance may be applicable for standard items, but if you have something more valuable or unusual, a collection or pairs, sets or units of jewellery, then a tailored solution could prove invaluable.

 For a smoother process, we suggest:

• Agree upfront how much will be paid out in the event of loss or damage.
• Select a policy where you are allowed to choose who carries out repairs to damaged articles.
• Choose a policy where you can ‘cash-out’ any valuables claim and take a full payment without deductions.
• For your most treasured items, procure a policy that allows you to choose the claim process, rather than the insurer.
• Insure items for the correct replacement value and review that value regularly.

We are so committed to ensuring that you arrange insurance to meet your needs, that we also offer arrangements with some of the leading jewellery valuation specialists and can obtain preferential rates. We would be happy to facilitate an introduction at your request.