Arts & Antiques Insurance

Whether inherited from a loved one or carefully curated by you, art, antiques, unique collections and other valuable articles can amount to a considerable monetary value. These special and valuable items are often acquired over many years and can reflect a hobby or passion, their value may also increase over time. Therefore, it is important to seek specialist advice to ensure your valuations and cover remains relevant.

Quantum can provide comprehensive cover to include:

• Fine art
• Antiques
• Chinese porcelain
• Wine collections
• Libraries of rare books
• High value memorabilia
• Automatic cover for new acquisitions
• Depreciation and defective title
• Worldwide ‘all-risks’ cover

Similar to insuring jewellery and watches, and to avoid disappointment you should:

• Where possible, look to agree upfront how much will be paid out in the event of loss or damage
• Select a policy where you are allowed to choose who carries out repairs to damaged articles
• Ensure that diminution cover is included. This compensates you for a reduction in the value of an item following repair
• Choose a policy where you can ‘cash-out’ any valuables loss and take a full payment without deductions

Our insurance provider, Chubb, is one of the world’s biggest insurers of privately owned art.